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Product matching is a result of many factors, including provider marketing criteria. Matches or products included are from providers who compensate us. This compensation may impact which products appear and how they appear.

Your results are in. Let’s see how ready you are to buy a home!

Your score is:

20/100

Here’s what we recommend to help you pay off debt and improve your credit.

Reduce your debt faster and consolidate multiple payments into one with Accredited Debt Relief

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Accredited Debt Relief

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Accredited Debt Relief helps individuals across the U.S. by creating personalized debt relief programs that work. Our service is a form of debt consolidation without a loan. Our customized plans aim to help you reduce what you owe, avoid filing for bankruptcy, and finally overcome overwhelming debt.
  • Free consultation
  • Free savings estimate
  • Get out of debt without bankruptcy
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Start building up your credit for free with Chime

Best for improving your credit score

Chime Credit Builder Secured Visa® Credit Card

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5.0
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

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Apply on Chime's Secure Site
Building Credit - Credit Cards
Build credit with everyday purchases

Low credit or no credit, start improving your credit score by 30 points on average with regular, on-time payments2 using the Chime Credit Builder secured Visa® credit card1.

Welcome Bonus
N/A
APR
0%
Annual Fee
$0
Credit Score Needed
No credit check to apply
Quicken Compare Review
The Chime Credit Builder Secured Visa® Credit Card is a secured credit card designed to help individuals build or rebuild their credit. You can enroll in Credit Builder after you join Chime and receive a qualifying direct deposit to your Checking Account.
Pros and Cons
pro
Credit Building Opportunity
pro
No Credit Check
pro
Refundable Security Deposit
con
Security Deposit Requirement
con
Limited Features and Benefits
con
Limited Credit Limit
Additional Details
  • Start improving your credit score by 30 points on average with regular, on-time payments
  • No interest or annual fees
  • No credit check to apply

For more about buying a home and other helpful financial tips, visit our learning center.