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Top Recommended

Quontic High Yield Savings Account

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Account Features: An APY that’s over 11x higher than the national average | Interest compounded daily | No monthly service, overdraft, or non-sufficient funds fees | Fully mobile and online banking FDIC insured to the maximum legal limits
  • Earn 4.25% APY1 with a High Yield Savings Account
  • Open an account online in just 3 minutes and with only $100 opening deposit.
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Top Recommended

Axos Bank Online Savings Account

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Financial security starts with saving. Look out for your future self and open up a savings account to ensure you have the funds you need down the line.
  • Earn up to 0.61% APY*
  • Free ATM card upon request
  • No maintenance fees
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Why Online Banking?

If you’re someone who’s planning on saving for retirement and you’re not interested in touching the money in your savings accounts, then you shouldn’t feel obligated to use a certain account just because it’s associated with your checking account.

The best online savings accounts out there are going to give you plenty of convenience and sizeable interest rates as well. With an online bank, you’re going to do most if not all of your banking on the web.

Don’t let your money sit in an account for decades and earn you practically nothing with a big bank when you could be massively increasing your account’s value with an online account.

As you can see in our list above, there are a variety of options when trying to find the best online banking accounts. There are accounts for all people, no matter how much money they have saved or plan to save in the future.

Just make sure that when choosing the right account for you, you are aware of all of the fees and balance requirements. Otherwise, you could end up losing money instead of earning it.

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