Ever heard the saying, “Secrets are best kept hidden”? Well, the ultra-wealthy sure have, and they’re guarding their treasure trove of financial wisdom tighter than Fort Knox. Why spill the beans when they can hoard the wealth, am I right?
But guess what? The veil has been lifted! Unearth the top money-making secrets the elite hoped you’d never discover:
1) Find Ways to Pay Your Credit Card Bill This Month
While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But websites like Quicken Compare could help you pay off that bill as soon as tomorrow with a provider.
Here’s a simple hack to save you money. If you’re carrying a credit card balance right now, Quicken Compare could help you find the cash you need to pay it off. Not only are credit card rates higher than ever right now, they’re also variable, which means if they continue getting higher, you’ll be paying even more in interest each month.
Home equity loans, personal loans, and cash-out refinances, on the other hand, have fixed rates, which are MUCH lower than your average credit card…Curious to see how much cash you could get? It costs $0 and there’s no commitment required.
Get Connected2) Homeowners Who Want to Pay Off a House Faster and Potentially Save Thousands of Dollars on Interest Should Use This Ridiculously Easy Strategy!
Refinancing a 30-year fixed home loan to a 15-year loan can eliminate up to 15 years of mortgage payments, but it can also lead to an advantage you may enjoy just as much: saving thousands of dollars in interest payments.
Like any fixed-rate loan, a 15-year mortgage offers stability as the monthly payments change no matter what happens to inflation or market interest rates.
See Potential Savings with Lenders3) If You Haven’t Shopped Your Car Insurance Since Your 25th Birthday – Compare Insurance Providers
The younger the driver the higher the rates seems to be the motto of auto insurance companies. While your rate may seem arbitrary, insurance offers are straightforward calculation that take into consideration age, location, vehicle type, claims record etc.
Each auto insurance company uses a different calculation so when your 25th birthday rolls around, comparing insurance offers could result in huge savings. Shop around to compare rates, do not wait for your insurance provider to offer you a discount because it may not happen.
Get Started4) Don’t Wait Until You’re Desperate for Gas to Fill Up
You’re savings if your gas routine consists of rushing to fill up at the first station you find whenever your tank is close to “E.” One of the biggest financial mistakes people make is ignoring small savings that add up over time.
In some areas, you may be able to save a 20 cents to $1 per gallon just by seeking out competitive prices instead of opting for convenience. That’s 20% savings that many are driving past without a second thought.
5) Protect Your Investment
Check out the best home warranty options to help you have peace of mind with your big appliance investments. A home warranty can help you avoid paying for repair or replacement of your appliances and home systems each time they break down or malfunction, as well as covering you for breakdowns due to normal wear and tear.
A home warranty can provide you with 24/7 customer service and the ability to customize your home warranty plan to cover what you need
Get Started6) Find the best lender with the best rate for your new home
Buying a home is a long-term commitment. When you do so, you’re most likely going to have a mortgage for many years, so one should look around for a great home loan lender. To do that, you want to shop around for offers from a few different lenders.
You’ll need to compare mortgage rates as well as other loan terms such as customer service offerings, the availability of online loan tracking and application process, time to close, and total loan amount. Taking the time to browse around might save thousands of dollars throughout the loan.
Before you house shop, you should still get preapproved. You want to check your credit score and make sure your credit history is accurate before you take the plunge.
To help you find a home loan lender for you, we’ve selected some for you to compare. click below and help you find a mortgage lender for you in.
Find Lenders7) Clear your Browsing History when Searching for Airline Tickets
There are so many comparison sites and apps claiming they can score you the best deal on flights, but you don’t need any of them. There’s one simple thing anyone can do to trick the system and that’s clearing your cookies. Cookies are pieces of information that store the details of your web browsing. Airline prices surge when searches for those flights increase so clearing your browsing history is the best way to ensure you’re getting the lowest fare.
How to clear cookies on Chrome:
- Click the menu button on your browser’s toolbar — it looks like 3 short lines on the far right.
- Click on “Settings.”
- Click “Show advanced settings.”
- Find the “Privacy” section, and click “Content settings.”
- Find the “Cookies” section, and click “Delete cookies.”
How to clear cookies on Firefox:
- Click the menu button on your browser’s toolbar — it looks like 3 short lines.
- Click on “History.”
- Click on “Clear recent history.”
- Set the time range to “Everything.”
- Click on the arrow next to “Details” to expand the list of history items and select “Cookies.”
- Click “Clear now” to clear the cookies and then close the window.
8) Get an Energy Audit
Many don’t know that utility companies offer free energy audits to their customers to help them conserve energy. The audit will tell you exactly where your energy leaks are, so that you can focus your improvements and on the places that will have the highest return. When your energy bill goes down it will feel like you made money!
Find Options Near You9) Get $250,000 of Term Life Insurance Coverage for as low as $15 a month!
Determine the amount of life insurance coverage you need. There are many ways to calculate the right death benefit amount for you. Online calculators can be helpful in determining a ballpark figure of how much life insurance coverage you need. These will only provide hypothetical values though – you can also speak with an insurance agent and use other insurance resources.
Fidelity Life Insurance is very popular since it is one of the simplest and most affordable life insurance products available. It can help cover financial responsibilities like mortgage and college costs, or supplement other coverage you may have through an employer.
Fidelity Life Insurance
10) Take Advantage of Veteran Refinance Benefits
Why aren’t more veterans taking advantage of the federal mortgage program, IRRRL (Interest Rate Reduction Refinance Loan)? If you are a veteran and own a home, you may be able to refinance with $0 out of pocket using a “Streamline” refinance. Little paperwork and no Certificate of Eligibility, why not take advantage?
Find Benefits with Lenders11) Over 15K in debt? Check out this option to get your finances back on track
Along with low debt-to-income-ratio and a strong financial history, you’ll need a high credit score for the lowest loan rates. If you are in $15K or more in debt, Accredited Debt Relief can help you with a plan to get out of debt.
Accredited Debt Relief helps individuals across the U.S. by creating personalized financial relief options that work. Their service is a form of debt consolidation customized to meet individual needs. They have helped thousands of people reduce what they owe and find financial peace of mind without the stress of alternatives like filing for bankruptcy.
