Credit Card Quiz: Business Cards

Best for business travel

The Business Platinum Card® from American Express

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5.0
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

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Airline Credit Cards
Welcome Bonus
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Regular APR
19.24% – 27.24% (Variable)
Purchase Intro
APR: N/A
Annual Fee
$695
Credit Score Needed
Excellent/Good
Quicken Compare Review
The Business Platinum Card® from American Express is a premium business credit card designed for business owners who travel frequently and value a range of exclusive benefits. Overall, the Business Platinum Card® from American Express is an excellent choice for business owners who travel frequently and value a wide range of travel benefits and rewards. The card offers valuable rewards, exclusive airport lounge access, elite hotel status, and various travel-related credits. However, the higher annual fee should be considered in relation to the benefits and rewards you can derive from the card.
Pros and Cons
pro
Generous Welcome Bonus
pro
Travel Benefits and Rewards
pro
Membership Rewards Points Flexibility
con
High Annual Fee
con
Limited Acceptance
con
Point Value for Non-Travel Redemption
Featured Card Benefits
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
Best for straightforward rewards for business

Capital One Spark Miles for Business

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4.5
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

LEARN MORE
Apply on CardRatings’ secured site
Airline Credit Cards
Welcome Bonus
Earn a one-time bonus of 50,000 miles – equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening
Regular APR
25.74% (Variable)
Purchase Intro
APR: N/A
Annual Fee
$0 intro for first year; $95 after that
Credit Score Needed
Excellent/Good
Quicken Compare Review
The Capital One Spark Miles for Business credit card is designed specifically for small business owners and offers rewards and benefits tailored to their needs. Overall, the Capital One Spark Miles for Business credit card is a solid choice for small business owners who want a straightforward rewards program and travel benefits. The unlimited 2X miles on all purchases and flexible redemption options provide value and flexibility. The lack of foreign transaction fees and the ability to transfer miles to partner airlines are additional advantages. However, if your business expenses are primarily in specific spending categories, you may want to consider other cards that offer higher rewards in those areas.
Pros and Cons
pro
Generous Rewards Program
pro
Flexible Redemption Options
pro
Valuable Welcome Bonus
con
Annual Fee
con
Limited Category Bonuses
con
Limited Transfer Partners
Featured Card Benefits
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
  • Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs