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Compare Top Cash Back Rewards Credit Cards in February 2024

Best for everyday cash back rewards

Blue Cash Everyday® Card from American Express

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5.0
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

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Debit Cards
Welcome Bonus
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Regular APR
18.99% – 29.99% (Variable)
Purchase Intro
APR: 0% on purchases, Period: 15 months
Annual Fee
$0
Credit Score Needed
Excellent/Good
Quicken Compare Review
The Blue Cash Everyday Card from American Express is a popular cashback credit card that offers rewards on everyday spending with set offers of 3% back on supermarkets, retail purchases and gas.
Pros and Cons
pro
Cashback Rewards
pro
Welcome Bonus
pro
Amex Benefits
con
Limited Bonus Categories
con
Cashback Redemption Limitations
con
Foreign Transaction Fees
Featured Card Benefits
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.99% to 29.99% variable APR.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.https://www.quickencompare.com/wp-admin/post.php?post=22679&action=edit&classic-editor#
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
Best for cash back on dining

Capital One SavorOne Cash Rewards Credit Card

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5.0
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

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Apply on CardRatings’ secured site
Debit Cards
Welcome Bonus
$200 Cash Back after you spend $1,000 on purchases within 3 months from account opening
Regular APR
19.74% – 29.74% (Variable)
Purchase Intro
APR: 0% intro on purchases, Period: 15 months
Annual Fee
$0
Credit Score Needed
Excellent/Good
Quicken Compare Review
The Capital One SavorOne Cash Rewards Credit Card is for the foodies who are focused on food and experiences with 3% cash back on dining and 8% cash back on Capital One Entertainment purchases.
Pros and Cons
pro
Cash Back Rewards
pro
No Annual Fee
pro
Welcome Bonus
con
Cash Back Caps
con
Limited Travel Benefits
Featured Card Benefits
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
Best for straightforward cash back rewards on everyday spending

Capital One Quicksilver Cash Rewards Credit Card

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4.5
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

LEARN MORE
Apply on CardRatings’ secured site
Welcome Bonus
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Regular APR
19.74% – 29.74% (Variable)
Purchase Intro
APR: 0% intro on purchases, Period: 15 months
Annual Fee
$0
Credit Score Needed
Excellent/Good
Quicken Compare Review
The Capital One Quicksilver Cash Rewards Credit Card is a popular choice for individuals seeking a straightforward cash back rewards program. The Capital One Quicksilver Cash Rewards Credit Card offers a simple and competitive cash back rewards program with 1.5% cash back on all purchases, with no minimum spending requirement or rotating categories.
Pros and Cons
pro
Flat Cash Back Rate
pro
No Annual Fee
pro
No Rotating Categories
con
Cash Back Rate
con
Limited Additional Benefits
con
Credit Requirement
Featured Card Benefits
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Best for cash back at supermarkets

Blue Cash Preferred® Card from American Express

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Apply on CardRatings secured site
4.5
Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

LEARN MORE
Apply on CardRatings secured site
Debit Cards
Welcome Bonus
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Regular APR
18.99% – 29.99% (Variable)
Purchase Intro
APR: 0% on purchases, Period: 12 months
Annual Fee
$0 intro annual fee for the first year, then $95
Credit Score Needed
Excellent/Good
Quicken Compare Review
For those that don’t mind a big annual fee, this is a great card offering a huge 6% cash back U.S. supermarkets on up to $6,000 in spending per year, as well as 6% back on select U.S. streaming subscriptions
Pros and Cons
pro
Generous Cash Back Rewards
pro
Welcome Bonus
pro
Amex Offers
con
Annual Fee
con
Limited Acceptance
con
Foreign Transaction Fees
Featured Card Benefits
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.99% to 29.99%
  • 6% Cash Back on select U.S. streaming subscriptions.

Benefits of a Cash Back Credit Card

Earn rewards

Cash back credit cards allow you to earn rewards on your purchases. Typically, a percentage of the purchase amount is returned to you as cash back. This can range from 1% to 6% or more, depending on the card and the spending category.

Money-saving opportunity

By using a cash back credit card for your everyday expenses, you can accumulate cash back rewards over time. This essentially means that you’re getting a discount on your purchases, which can help you save money in the long run.

Flexibility in redemption

Cash back rewards are often quite flexible when it comes to redemption. You can usually redeem the accumulated cash back for statement credits, bank deposits, or even as a check. Some credit cards also offer the option to use the cash back rewards for travel, gift cards, or merchandise.

No specific spending categories

Unlike some other types of rewards credit cards that offer bonus points or cash back in specific spending categories, cash back credit cards often provide a flat rate of cash back on all purchases. This eliminates the need to keep track of different spending categories and allows for a more straightforward rewards program.

Additional perks and features

Many cash back credit cards come with additional perks such as extended warranties, purchase protection, price matching, travel insurance, and access to exclusive events or offers. These features can enhance the overall value and convenience of the card.

Build credit history

Using a cash back credit card responsibly and making timely payments can help you build a positive credit history. This can be beneficial for future loan applications, as lenders often consider a strong credit history when evaluating creditworthiness.

No annual fee options

While some cash back credit cards may have an annual fee, there are many options available that do not charge an annual fee. This makes it easier to find a cash back card that suits your needs without incurring extra costs.

It’s important to note that cash back credit cards are most beneficial when used responsibly. To maximize the benefits, it’s advisable to pay off the card balance in full each month to avoid interest charges and potential debt accumulation.

Advertising Disclosure

We are an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which we receive compensation. This compensation may impact how and where products appear on this site, including for example, the order in which they may appear within listing categories. The ranking is determined at our own discretion and should not be considered an endorsement (express or implied). The information and vendors which appear on this site is subject to change at any time. To the extent that ratings and rankings appear on this site, these are determined by both our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share based on origination volume and number of leads purchased, reputation according to such factors as JD Power customer service awards, compensation paid to us, and general consumer interest and awareness. For Credit Cards, Quicken Compare has partnered with CardRatings for our coverage of specific credit card products. Quicken Compare and CardRatings may receive a commission from card issuers.

Quicken Compare Score

The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.

Editorial Note

Quicken Compare, a LMB Opco, LLC company, is compensated by third-party advertisers, however, any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone and have not been reviewed, approved, or otherwise endorsed by the advertiser. We make every effort to provide up-to-date information, however we do not guarantee the accuracy of the information presented. Consumers should verify any terms and conditions with the institution providing the products. Articles may contain some sponsored content, content about affiliated entities or content about clients in the network. QuickenCompare does not include all lenders or offers available in the marketplace. The content displayed on QuickenCompare or in this video does not provide legal, financial, accounting or tax advice. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.