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Compare Top Cash Back Rewards Credit Cards in September 2023
Blue Cash Everyday® Card from American Express
The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.
Capital One SavorOne Cash Rewards Credit Card
The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.
Capital One Quicksilver Cash Rewards Credit Card
The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.
Blue Cash Preferred® Card from American Express
The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.
Benefits of a Cash Back Credit Card
Earn rewards
Cash back credit cards allow you to earn rewards on your purchases. Typically, a percentage of the purchase amount is returned to you as cash back. This can range from 1% to 6% or more, depending on the card and the spending category.
Money-saving opportunity
By using a cash back credit card for your everyday expenses, you can accumulate cash back rewards over time. This essentially means that you’re getting a discount on your purchases, which can help you save money in the long run.
Flexibility in redemption
Cash back rewards are often quite flexible when it comes to redemption. You can usually redeem the accumulated cash back for statement credits, bank deposits, or even as a check. Some credit cards also offer the option to use the cash back rewards for travel, gift cards, or merchandise.
No specific spending categories
Unlike some other types of rewards credit cards that offer bonus points or cash back in specific spending categories, cash back credit cards often provide a flat rate of cash back on all purchases. This eliminates the need to keep track of different spending categories and allows for a more straightforward rewards program.
Additional perks and features
Many cash back credit cards come with additional perks such as extended warranties, purchase protection, price matching, travel insurance, and access to exclusive events or offers. These features can enhance the overall value and convenience of the card.
Build credit history
Using a cash back credit card responsibly and making timely payments can help you build a positive credit history. This can be beneficial for future loan applications, as lenders often consider a strong credit history when evaluating creditworthiness.
No annual fee options
While some cash back credit cards may have an annual fee, there are many options available that do not charge an annual fee. This makes it easier to find a cash back card that suits your needs without incurring extra costs.
It’s important to note that cash back credit cards are most beneficial when used responsibly. To maximize the benefits, it’s advisable to pay off the card balance in full each month to avoid interest charges and potential debt accumulation.
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We are an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which we receive compensation. This compensation may impact how and where products appear on this site, including for example, the order in which they may appear within listing categories. The ranking is determined at our own discretion and should not be considered an endorsement (express or implied). The information and vendors which appear on this site is subject to change at any time. To the extent that ratings and rankings appear on this site, these are determined by both our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share based on origination volume and number of leads purchased, reputation according to such factors as JD Power customer service awards, compensation paid to us, and general consumer interest and awareness. For Credit Cards, Quicken Compare has partnered with CardRatings for our coverage of specific credit card products. Quicken Compare and CardRatings may receive a commission from card issuers.
Quicken Compare Score
The Quicken Compare score is based on multiple factors such as the most popular choice, consumer feedback and our internal evaluation. The score is unbiased and its goal is to provide you with a relative recommendation of offers as you compare the brands listed in our marketplaces. We do receive monetary compensation if you utilize the brands listed which allows us to keep this service free.
Editorial Note
Quicken Compare, a LMB Opco, LLC company, is compensated by third-party advertisers, however, any opinions, analyses, reviews or recommendations expressed in editorial content are of the author alone and have not been reviewed, approved, or otherwise endorsed by the advertiser. We make every effort to provide up-to-date information, however we do not guarantee the accuracy of the information presented. Consumers should verify any terms and conditions with the institution providing the products. Articles may contain some sponsored content, content about affiliated entities or content about clients in the network. QuickenCompare does not include all lenders or offers available in the marketplace. The content displayed on QuickenCompare or in this video does not provide legal, financial, accounting or tax advice. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.